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AI Governance Checklist for Fintech Executives
Find your compliance gaps in 20 minutes or less.
Get the same checklist used by Fortune 500 CISOs and CIOs to deploy AI confidently and stay ahead of regulators.
The Problem
"The AI said so" is not a legal defense.
Fintech organizations are adopting AI faster than their governance frameworks can keep up. Without a clear governance structure, you are carrying personal liability for decisions made by a system that cannot be held accountable.
The Solution
Everything your AI governance needs, in one checklist.
This checklist saves you from regulatory headaches before they start by walking you through every layer of AI governance your organization needs in place.
Get the Free ChecklistBenefits
What you walk away with.
Know Who Is Accountable Before a Regulator Asks
Most AI governance failures are not technical. They are organizational. This checklist helps you define who owns AI risk inside your firm and document it before an audit forces the question.
Stop Flying Blind on Vendor Risk
Wrapping OpenAI or another foundation model API does not transfer liability. The checklist gives you the vendor due diligence questions that protect you when a sub-processor has a breach or a model gets deprecated without warning.
Protect Your Competitive Edge
Proprietary trading logic and underwriting models can be quietly absorbed into vendor training sets if you are not watching. This checklist walks you through what to verify, and how often.
Make Your AI Decisions Explainable
Under ECOA, Reg B, and CFPB guidance, "the algorithm decided" is not a sufficient explanation for an adverse action. This checklist helps you build the human-in-the-loop protocols that keep you compliant.
Close the Shadow AI Gap
Employees are already using AI tools your team has not approved. The checklist gives you a tiered framework for classifying what is allowed, what is restricted, and what needs to be blocked at the network level.
Turn Compliance Into a Competitive Advantage
Firms that can demonstrate a mature, defensible AI framework close enterprise deals faster and move through audits with less friction. This checklist is the starting point.
Testimonials
What Fintech executives are saying
"Navigating AI regulation is a moving target. Framework Security provided the deep regulatory expertise and proactive guardrails we needed to innovate without exposing Lender Toolkit to unnecessary risk."
Jeff Neuman
SVP, AI Data & Engineering
Lender Toolkit
Lender Toolkit
"Framework Security establishes a seamless workflow. The team is attentive, communicative, and pragmatic."
Aaron Scruggs
CEO
Rephyr
Rephyr
"I wish I had found Framework before speaking with any other companies."
Ben Londa
President & CEO
Volo Solutions
Volo Solutions
What's Included
What's inside the checklist.
Everything you need for compliant AI governance.
Organizational Controls | Designating executive AI ownership, tiered access policies, and preventing shadow AI |
Explainability Protocols | Human-in-the-loop requirements, confidence thresholds, and audit trail documentation |
Technical Safeguards | Prompt injection defenses, adversarial stress testing, and data leakage monitoring |
Vendor Governance | Sub-processor transparency, data retention requirements, and incident response liability |
IP and Alpha Protection | Quarterly vendor audits, training opt-out verification, and proprietary logic safeguards |
Regulatory Alignment | ECOA, Reg B, CFPB, NYDFS, and SEC compliance considerations |
Frequently Asked questions
Some common questions we get
Still have a question? Email us at contact@frameworksecurity.com
Who is this checklist for?
It is written for fintech executives, CISOs, CTOs, and risk and compliance leaders who are deploying or evaluating AI tools and need a governance framework that can hold up to regulatory scrutiny.
How long does it take to complete?
Most people work through it in 15 to 20 minutes. You can also complete it in sections if you need to pull in input from your IT team.
What do I do after I complete it?
The checklist is designed to give you a clear picture of where you stand. If you find gaps you want help addressing, Framework Security offers advisory services ranging from a single consultation to ongoing Virtual CISO support. There is no obligation to engage further.
Is this checklist specific to a particular regulation or framework?
It draws on requirements and guidance from the CFPB, SEC, ECOA, Reg B, NYDFS, and MITRE ATLAS. It is designed to be broadly applicable across the fintech regulatory landscape rather than narrowly tied to a single rule.
Do I need a technical background to use this?
No. The checklist is written for executive decision-makers. Some sections reference technical controls, but the focus is on organizational accountability, governance structure, and defensible decision-making.
What does Framework Security do?
Framework Security is a cybersecurity advisory firm specializing in AI governance, virtual CISO services, compliance, and risk assessments. We work with finance, technology, and healthcare organizations that need expert guidance without the overhead of a large consultancy. Our team brings over 65 combined years of fintech experience, led by a former CISO/CIO.
AI Governance Checklist
Discover the gaps in your AI governance before they become a liability.
Regulators are not waiting for the industry to catch up. Download the checklist, run through it with your team, and see exactly where your gaps are.
It takes less than an hour. The alternative could take a lot longer to clean up.
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